Resource Center - Insurance

Choose from the resource categories below to discover and learn more about personal finance across the topics of budgeting, debt, income, insurance, investing, and retirement.

No Slip-Sliding Away: How to Stay on the Road

One thing is easy to foretell: Unpredictable weather can cause reduced visibility and hazardous driving conditions that make it challenging for even the most experienced drivers. Fortunately, there are ways to protect yourself, your passengers and your car.... Read More >>>

Five questions that can save you money on car insurance

When it comes to car insurance, there are a number of ways to reduce your premium. And in today’s tough economic times, every little bit helps. Asking your local independent agent the right questions can mean big savings. Leading car insurer Progressive recommends asking these five questions: Can I save by shopping around? Car insurance rates can vary by hundreds of dollars between carriers, so check the rates of several companies to make sure you’re getting the best deal. Last year, people who... Read More >>>

Debunking Commercial Auto Insurance Myths

In the world of Commercial Auto insurance, there are a few myths that are heard pretty often. Below is a list of myths debunked by Progressive, a leading commercial auto insurer, in an effort to help you make the best decisions when shopping for coverage. Myth: If you have a seasonal business, you can save money by canceling in the offseason. Not necessarily. If you cancel your insurance policy, your stored vehicles won’t be protected. While you might not need liability insurance during the... Read More >>>

Motorcylists: Be Prepared and Protected

Summer is around the corner and thoughts of riding around town on a motorcycle may have crossed your mind. Whether you just bought a motorcycle or are a veteran rider, you might have a few questions about protecting your bike. What's liability insurance? Do I need Comprehensive insurance? How can I make sure my custom chrome is covered? Here are some tips that can help you navigate your motorcycle insurance policy and feel confident you've made the decision that's right for you.... Read More >>>

The limitations of group life insurance

Just because you have group life insurance through a job doesn't mean your dependents are fully protected in case you die.... Read More >>>

The basics of group life insurance

Group life insurance is a benefit offered by groups to their members -- most commonly by employers to their workers.... Read More >>>

Term vs. perm life insurance: Which one is right for you

Term or perm? It's the age-old question when it comes time to buying life insurance. Term life insurance and permanent life insurance both serve important purposes, but they are intended for different needs. Here are ways to assess which one is right for you. Term life insurance is good if . . . You see an end to your need for life insurance: Term life got its name because it covers you for a certain period of time. Typically the term is anywhere from five to 30 years. If you die within the term... Read More >>>

10 ways to screw up when picking life insurance beneficiaries

Naming who should get the life insurance money after you die sounds simple, but designating beneficiaries can get tricky.... Read More >>>

What do life insurance companies test for in a health exam

A medical exam often is required in order to buy a life insurance policy, but if you’re in good health you have nothing to fear. Following a few easy tips will help to ensure that you receive the best possible results – and thus the best life insurance rates.... Read More >>>