Privacy Policy

The Personal Finance Center ("The Personal Finance Center") operates thepersonalfinancecenter.com and may operate other websites. It is The Personal Finance Center policy to respect your privacy regarding any information we may collect while operating our websites.

Website Visitors

Like most website operators, The Personal Finance Center collects non-personally-identifying information of the sort that web browsers and servers typically make available, such as the browser type, language preference, referring site, and the date and time of each visitor request. The Personal Finance Center purpose in collecting non-personally identifying information is to better understand how The Personal Finance Center visitors use its website. From time to time, The Personal Finance Center may release non-personally-identifying information in the aggregate, e.g., by publishing a report on trends in the usage of its website. The Personal Finance Center also collects potentially personally-identifying information like Internet Protocol (IP) addresses for logged in users and for users leaving comments on thepersonalfinancecenter.com blogs/sites. The Personal Finance Center only discloses logged in user and commenter IP addresses under the same circumstances that it uses and discloses personally-identifying information as described below, except that commenter IP addresses and email addresses are visible and disclosed to the administrators of the blog/site where the comment was left.

Gathering of Personally-Identifying Information

Certain visitors to The Personal Finance Center websites choose to interact with The Personal Finance Center in ways that require The Personal Finance Center to gather personally-identifying information. The amount and type of information that The Personal Finance Center gathers depends on the nature of the interaction. For example, we ask visitors who sign up at thepersonalfinancecenter.com to provide a username and email address. Those who engage in transactions with The Personal Finance Center are asked to provide additional information, including as necessary the personal and financial information required to process those transactions. In each case, The Personal Finance Center collects such information only insofar as is necessary or appropriate to fulfill the purpose of the visitor's interaction with The Personal Finance Center. The Personal Finance Center does not disclose personally-identifying information other than as described below. And visitors can always refuse to supply personally-identifying information, with the caveat that it may prevent them from engaging in certain website-related activities.

Aggregated Statistics

The Personal Finance Center discloses potentially personally-identifying and personally-identifying information only to those of its employees, contractors and affiliated organizations that (i) need to know that information in order to process it on The Personal Finance Center behalf or to provide services available at The Personal Finance Center websites, and (ii) that have agreed not to disclose it to others. Some of those employees, contractors and affiliated organizations may be located outside of your home country; by using The Personal Finance Center websites, you consent to the transfer of such information to them. The Personal Finance Center will not rent or sell potentially personally-identifying and personally-identifying information to anyone. Other than to its employees, contractors and affiliated organizations, as described above, The Personal Finance Center discloses potentially personally-identifying and personally-identifying information only in response to a subpoena, court order or other governmental request, or when The Personal Finance Center believes in good faith that disclosure is reasonably necessary to protect the property or rights of The Personal Finance Center, third parties or the public at large. If you are a registered user of an The Personal Finance Center website and have supplied your email address, The Personal Finance Center may occasionally send you an email to tell you about new features, solicit your feedback, or just keep you up to date with what's going on with The Personal Finance Center and our products. If you send us a request (for example via email or via one of our feedback mechanisms), we reserve the right to publish it in order to help us clarify or respond to your request or to help us support other users. The Personal Finance Center takes all measures reasonably necessary to protect against the unauthorized access, use, alteration or destruction of potentially personally-identifying and personally-identifying information.

Cookies

A cookie is a string of information that a website stores on a visitor's computer, and that the visitor's browser provides to the website each time the visitor returns. The Personal Finance Center uses cookies to help The Personal Finance Center identify and track visitors, their usage of The Personal Finance Center website, and their website access preferences. The Personal Finance Center visitors who do not wish to have cookies placed on their computers should set their browsers to refuse cookies before using The Personal Finance Center websites, with the drawback that certain features of The Personal Finance Center websites may not function properly without the aid of cookies.

Business Transfers

If The Personal Finance Center, or substantially all of its assets, were acquired, or in the unlikely event that The Personal Finance Center goes out of business or enters bankruptcy, user information would be one of the assets that is transferred or acquired by a third party. You acknowledge that such transfers may occur, and that any acquirer of The Personal Finance Center may continue to use your personal information as set forth in this policy.

Ads

Ads appearing on any of our websites may be delivered to users by advertising partners, who may set cookies. These cookies allow the ad server to recognize your computer each time they send you an online advertisement to compile information about you or others who use your computer. This information allows ad networks to, among other things, deliver targeted advertisements that they believe will be of most interest to you. This Privacy Policy covers the use of cookies by The Personal Finance Center and does not cover the use of cookies by any advertisers.

Privacy Policy Changes

Although most changes are likely to be minor, The Personal Finance Center may change its Privacy Policy from time to time, and in The Personal Finance Center sole discretion. The Personal Finance Center encourages visitors to frequently check this page for any changes to its Privacy Policy. If you have a thepersonalfinancecenter.com account, you might also receive an alert informing you of these changes. Your continued use of this site after any change in this Privacy Policy will constitute your acceptance of such change.